After several "jump ticket", after rumours that tencent TOS watches for a long time to pay function came true at last. On March 31, the evening, tencent official version released android mobile phone QQ version 6.3 update, the new version to multiple new practical function, one of the most notable is the QQ wallet will support the TOS watch to reach the function of mobile payment.
After view, tencent TOS watch out payment function is in response to Apple Pay into China. The personage inside course of study says, while WeChat, QQ software level is very strong, but the company has the advantage of the "hardware", compared with the sweep code payment WeChat, QQ, Apple Pay complete payment by means of brush "phone", the user experience more fluent.
Contacted tencent TOS team, however, learned the TOS watches payment functions or adopted common scan code technology on the market, rather than Pay Apple and Samsung Pay using NFC technology.
In terms of the specific use, tencent TOS watch users first need to bind his watch and mobile phone via bluetooth, pay when open the watch on QQ purse, there will be a qr code or barcode, then sweep yards to complete payment.
In the tencent TOS team's vision, watch function is mainly used in some small scenario. Such as in the convenience store to purchase goods. In the process of payment, the user does not need to show your mobile phone, all transaction data transmission to a phone via bluetooth.
Tencent TOS product manager Eva introduces to the reporter, the use of bluetooth technology is mainly for reasons of stability and safety. "Bluetooth connection is stable, as long as the watch and the normal connection between mobile phone and can make payment within 3 seconds. And once the watch is taken away, and mobile phone disconnected, can't use payment functions, in order to prevent the stolen brush."
Eva told reporters that the next TOS watch will continue to docking WeChat payment function, is not only because of schedule problem. It is understood that WeChat and WeChat month active accounts at the end of 2015, 697 million, 800 million and the number of QQ users.
The battle for technology
Pay is not hard to find, tencent TOS watches functional wallet system relies on the QQ. This approach is similar to existing products on the market, namely the payment link or on a mobile phone, watch only up to the function of the mobile payment from close.
And the development direction and wearable devices "original intention" has been paid. As early as two years ago, the personage inside course of study already foresee, relative to the smartphone, smaller, biological characteristics of the more obvious, more adapt to specific application scenario of wearable devices, are expected to act as the carrier of "mobile payment" is more suitable for.
But the watch payment and mobile phone still cannot decoupling, lack of technical support is the main reason. The personage inside course of study thinks, qr code to pay just a compromise, nature is not really a offline payment, but will pay import offline to line up.
But the problem is not just a "technical" problems. The declined to be named the personage inside course of study tells a reporter, increase the NFC payment functions in the watch is not difficult, difficult is how to get through hardware vendors, unionpay, industrial chain between Banks and businesses.
At home, NFC payments birth has nearly 10 years, but its development has been slow. Investigate its reason, the popularity of NFC need to have a lot of hardware devices, and mobile phone manufacturers and financial institutions to deploy a large number of hardware equipment is the premise of have a large enough market. Market prospect is not clear, the parties are given priority to with watching.
In such a long industrial chain, how to divide the interests is also the focus of the game participants. Apple time repeatedly delayed Pay into China, the main reason is negotiations with China unionpay and each big bank is not smooth, the two sides can't agree on transaction costs.
However, with Apple Pay and Samsung Pay into China formally, silence already a long time of NFC technology may usher in "the second spring". Learned, including zte, millet, meizu, manufacturers in the past two years has contact with unionpay had different degree, at the same time, some manufacturers have also made clear that it would launch its own mobile payment service.
Curve of national salvation
Represented for WeChat, pay treasure to Internet companies, whether the NFC technology are about their own mobile payment market share.
The personage inside course of study analysis, tencent TOS watch payment functions, in addition to optimize the user experience, watches can also will be the use of QQ wallet scene will expand to a wearable device, the hardware and software combination to tencent further mobile payment market.
And not to be named the personage inside course of study tells a reporter, in the mobile payment market, WeChat, pay treasure to the Internet enterprise with unionpay this is behind the competition, so in the future cooperation prospects is unclear.
May be aware, however, scan code technology defects, now many manufacturers choose from other scene cuts NFC payments, and traffic scene is breakthrough. At home, to brush the back of the hand ring, with odd Sharkey watches as representative's wearable products, have reached a cooperation with municipal public traffic card company.
Eva told reporters that the future TOS watches with Beijing, Shanghai, guangzhou, shenzhen and other places of public transportation card company cooperation, soon will be able to realize the function of "brush card". In addition, the TOS watches also took aim at the student canteen consumption, can combine the function of the "card" soon.
